Small Commercial Lines Territory Manager - Military Veterans

Pay Philosophy

The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

Under limited to moderate supervision, the Small Commercial Lines Territory Manager manages broad and diverse agency partnerships, handles 200+ agency storefronts potentially over multiple states, and optimizes territory performance. He/She creates, implements and executes territory and agency strategies to achieve goals using all company programs, tools and resources while collaborating with internal business partners. The Small Commercial Lines Territory Manager conducts agency outreach primarily virtually, via audio or video conferences, supplemented by email and other digital media.

There would be emphasis on business lines, working across a wide breadth of commercial products, coverages and market appetite. The Small Commercial Lines Territory Manager works closely with agents and brokers to drive flow of small commercial business, balances engagement with agents and brokers to secure larger targeted accounts and managing account pipeline end-to-end. The Small Commercial Lines Territory Manager manages renewal processes and works across multiple underwriting segments.

This is a hybrid position. For now, we are spread across the region so not going into an office on a regularly scheduled cadence.

• Owns and manages assigned territory driving profitable growth to achieve financial and operational targets.


• Leads territory and agency management processes across multiple territories (e.g. Agency prospecting, business planning, engagement, training, compensation, plant optimization, etc).


• Builds and cultivates mutually beneficial agency partnerships virtually with agency ownership, management and frontline staff. Establishes position as a trusted advisor while delivering product, underwriting philosophy, appetite and system training, support retention and new business development to increase depth and maximize agency revenue.


• Using agency analysis, insights, internal partner feedback and local marketplace expertise creates and executes high-quality agency strategies to achieve direct written premium, profit and new business goals. Plans include strategic and tactical components and are aligned with key Personal Lines or Business Lines business strategies including carrier consolidation (book transfer), agency plant expansion, agency marketing & service programs and new product/program rollout support.


• Under limited to moderate supervision, drives and ensures quality of new business flow, appropriate book mix, and overall risk management of both individual agency books and overall assigned territory. Provides appetite and target market clarity, identifies and addresses profit or quality of business concerns to ensure profitability across territory.


• Collaborates, influences and supports internal business partners (underwriting/product management/claims/risk control) to identify and capitalize on opportunities, solve problems, share key competitor and industry intel and provide voice of our agent/customer. Collaborates with Personal Lines (PL) or Business Lines (BL) counterparts to effectively partner with shared agency assignments.


• Strategically utilizes internal and external programs and tools designed to support the Independent Agent channel and Territory Manager agency management including all marketing and development programs, new business development tools and internal production/profitability data and analysis.


• Provides guidance on agency initiatives and contributes ideas for continuous improvement.


• Performs other duties as assigned

• Bachelor's Degree or equivalent industry experience. Minimum three+ years of insurance experience within a carrier or agency.


• Knowledge of company services, products, marketing techniques/principles and insurance industry trends.


• Exposure of revenue growth and sales success in a prior role.


• Proven success in developing and building partnerships, decision making and problem solving.


• Working knowledge of the business including production management, claims, loss prevention, underwriting, administration, sales operations and agency business operations.


• Highly effective written and oral communication skills, including presentation, persuasion, timing, tact and negotiation skills. High degree of customer focus, interpersonal relationship skills and problem solving.


• Strong analytical thinking, business analytics and business development skills. Strong time management and team orientation skills.


• Must be licensed by the state if required.


• Ability to travel up to 25% with occasional overnight travel.

This position may have in-office requirements depending on candidate location.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. 

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are proud to support a diverse, equitable and inclusive workplace, where all 45,000 employees feel a sense of community, belonging and can do their best work. Our seven Employee Resource Groups (ERGs) offer a centralized, open space to bring employees and allies together to connect, learn and engage.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California


• San Francisco


• Los Angeles


• Philadelphia