Credit Analyst - Military Veterans
at GM Financial
Overview
Why work for GM Financial?
GM Financial is a wholly owned subsidiary of General Motors, employing over 10,000 people globally and is one of the top OEM finance companies in the US, leading the way in customer loyalty. We are expanding our diverse workforce that gives everyone equitable opportunities while providing an environment of inclusion. As an integral part of the credit team in an individual contributor capacity, you will work with other like-minded team members, our next level performance managers, and our local strategic leaders. If you thrive in a fast-paced environment, love collaborating with others, and growing account relationships, this is the right role for you.
Responsibilities
About The Role:
- Your role would be to analyze consumer credit applications and leverage higher authority levels to make appropriate risk and profit adjusted decisions to drive excellent results.
- Relationships deliver results at GM Financial. Can you develop and strengthen dealer relationships over the phone and in person?
- Your key to long term success is the ability to communicate effectively and hold dealers accountable to achieve set objectives by creating win-win scenarios
- Work life balance is important at GMF. The role you are looking to take on is a blend of remote and office work. It may include potential local travel to your assigned market
Qualifications
What Makes You a Dream Candidate?
- Experience analyzing consumer credit reports, ensuring appropriate risk, pricing, and compliance while looking to capture finance contracts from GM Financial automotive dealers
- Ability to develop and strengthen internal relationships within the center and overall organization contributing to our one team approach
- Multitasking is a must as you will be responsible for managing your assigned territory, while assisting fellow team members as the need arises to ensure world class service levels
- Desire to collaborate with your sales counterparts both in joint dealer visits and performing telemarketing calls to reach shared objectives.
- Draw on your strong work ethic and attention to detail to ensure all necessary documentation is in place as to maintain compliance with applicable policies and procedures
- Ability to work under pressure and make decisions in a fast-paced environment
- Effective oral and written communication and the ability to leverage technology are vital as you assist our performance leaders with peer coaching and development
Experience
- High School Diploma or equivalent required
- Bachelor's Degree preferred
- 0-2 years relevant experience preferred
What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new p arents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Compensation: Competitive pay and bonus eligibility
Work Life Balance: Flexible hybrid work environment, 2-days a week in office
#LI-Hybrid #LI-AV1
Chandler, AZ
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America and Asia. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
OUR BUSINESS & OUR HISTORY
GM Financial was founded as AmeriCredit in September 1992 and opened its first branch office in Fort Worth, Texas. On October 1, 2010, AmeriCredit Corp. was acquired by General Motors Company and renamed General Motors Financial Company, Inc. (GM Financial). In 2011, GM Financial acquired FinanciaLinx to serve GM dealers and customers throughout Canada. In November 2012, GM Financial announced the acquisition of Ally Financial Inc.’s international operations. The majority of those acquisitions were finalized in 2013, with the remaining market, a 35 percent equity interest in a joint venture in China, acquired in January 2015. In October 2017, GM Financial completed the sale of its European financial subsidiaries and branches as part of General Motors’ sale of the Opel and Vauxhall businesses to Peugeot S.A.
GM Financial provides auto finance solutions to 14,000 dealers worldwide, with earning assets of $93 billion at September 30, 2018.
CORPORATE GOVERNANCE
GM Financial's success is largely dependent on building strong, lasting relationships with our dealers and the consumer customers that we serve. This is why we are committed to providing best-in-class customer service, while promoting open, honest communication at all levels.
Our executive team and all employees must adhere to GM Financial's Code of Business Conduct and Ethics. Our Code outlines the principles by which all team members conduct business with customers, vendors and each other. These principles apply to all GM Financial team members and affiliates and although it does not cover every issue that may arise, the Code provides guidelines for all employees in regard to their business conduct.
For a deeper understanding of expectations and guidelines set forth for the entire GM Financial team, please review GM Financial's Code of Business Conduct and Ethics policies below.