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Lower Middle Market Underwriter, Construction - Military Veterans

at Combined Insurance

The Lower Middle Market ("LMM") Construction New Business Underwriter is a field-underwriting role fully dedicated to new revenue generation on multiline accounts for an assigned group of agents. This individual reports into the LMM Construction Industry Lead and matrixes into a regional field office. The individual is accountable for reviewing, triaging, underwriting, quoting, and binding new submissions to achieve his/her individual production goals, while adhering to Chubb standards of underwriting and compliance.

The ideal candidate will possess strong underwriting and organizational skills along with exceptional communication abilities needed to build and maintain impactful relationships. In this role, the underwriter will effectively manage agent relationships and collaborate with internal partners in Field Underwriting, Distribution, and Operations to ensure seamless processes and superior service delivery.

Primary responsibilities:

  • Multiline underwriting including Package, Auto, Workers' Compensation, Umbrella, Contractor's Equipment, Builder's Risk, and ancillary lines while ensuring adherence to our established underwriting strategy and authority, as well as following a referral process to maintain compliance and audit standards.
  • Cross-sell additional lines of business to maximize revenue per account, including P&C, Multinational, Financial Lines, Cyber, Accident & Health, and other relevant products.
  • Work closely with local Business Development Managers to identify opportunities for growth and production enhancement within assigned agencies.
  • Establish and maintain strong working relationships with assigned agents to drive profitable growth.
  • Disciplined desk management, including production planning and forecasting for the assigned book of business.


Education and Experience:

The preferred candidate has underwriting experience in Commercial Lines Property & Casualty for the Construction industry and has demonstrated the ability to drive profitable new business revenue while adhering to audit and compliance requirements.

The following are required:
  • Minimum 2 years commercial lines underwriting experience
  • Proven ability to use technical analysis and underwriting skills to profitably grow new business revenue.
  • Strong interpersonal, communication, and negotiation skills.
  • Demonstrated record of teamwork and integrity.
  • Strong organizational and time management skills.
  • Desire to work in a dynamic, fast-paced environment.
  • Bachelor's degree or equivalent experience.
The following is preferred:
  • Construction underwriting experience, including Builder's Risk, Contractor's Block, General Liability, and/or Contractor's Equipment policies
  • Package underwriting experience

Philadelphia, PA

Combined Insurance

There are hundreds of insurance companies for you to consider when searching for an insurance career, so why should you choose Combined Insurance? A position with Combined Insurance is much more than just an insurance job - we believe it is the opportunity of a lifetime.

We're a leader in the supplemental insurance industry with a rich history, a solid financial base and a bright future ahead of us. We offer exciting insurance careers with unlimited potential for growth and a merit-based system of advancement.

Become an Agent

As we continue to grow, we are looking for successful people to become Combined Insurance sales agents. Talented people in our sales force help us maintain our position as an industry leader in supplemental insurance.

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Field Management and Support Careers

Our field managers and support staff are a crucial part of the success of Combined Insurance. These key people help train and manage our agents to be the best they can be, focus on creating and maintaining relationships with businesses and their employees and assist our in-field staff with support from the home office.

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Corporate Careers

Our growth also means we need quality people behind the scenes, in our corporate offices, to serve both our customers and our sales force. There is a variety of exciting insurance career opportunities in our corporate offices to explore.

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