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Senior Claim Specialist - Military Veterans

at Combined Insurance

Chubb is looking for an experienced Outside Property Claims field adjuster. This position will be responsible for handling field property claims in the local Houston, Texas area.

The ideal candidate will be located in the Houston, Texas

Responsibilities

  • Manage claims conducting on-site inspections to fully assess and adjust property losses.
  • Ensure onsite inspection are completed of properties to include investigating facts, evaluating damages, and writing estimates.
  • Investigate and adjust both personal and commercial property claims with exposures up to $500,000.
  • Effectively evaluate contract language and identify coverage issues.
  • Promptly and appropriately develop the file to provide accurate and timely investigation and loss analysis.
  • Maintain an active file diary to more file toward resolution.
  • Recognize and pursue recovery.
  • Adhere to all statutory and regulatory fair claims practices.
  • Recognize and identify potential fraudulent claims.
  • Effectively control the use, work product, and expenses of outside vendors.
  • Recognize, engage, and oversee additional investigate actions where needed utilizing engineers, accountants, and other expert vendors.
  • Effectively evaluate claim facts and negotiate claim settlements.
  • Develop and maintain strong business relationships with internal and external customers.
  • Successfully contribute to the development and delivery of the team's goals, objectives and results.
  • Supports workload surges and/or Catastrophe Operations as needed to include working overtime during designated CATs.
  • Establish and maintain rapport with business partners including insureds, agents, and underwriters.
  • Provide excellent customer service skills to a diverse client base that results in more than satisfied clients.
  • Conduct site inspections while effectively maintaining ownership of the claim experience including ownership of primary contact with insured and agent, validating coverage, owning the coverage investigation and coverage communication while working with vendors in a remote environment handling claims in the western territory.


  • Full knowledge of personal and commercial insurance contracts, investigation techniques, legal requirements, and insurance regulations a plus. Experience in commercial claims handling would be preferred.
  • Must have a minimum of 2 years handling property claims in a field environment, conducting inspections, developing scope, addressing coverage, and writing estimates.
  • A 4-year college degree or approximately 5 year equivalent field property claims handling experience required.
  • Demonstrated experience successfully working in a fully remote environment.
  • Mobile Claims or similar estimating platform experience preferred.
  • An aptitude for evaluating, analyzing, and interpreting information.
  • Excellent verbal and written communication skills.
  • Innovative thinker with ability to multi-task.
  • Strong customer service skills.
  • Working knowledge in Microsoft Office.
  • Prior experience handling complex claims with large exposures.
  • Ability to work both independently and in a team supportive environment.
  • Empowerment to make decisions within your authority and execute company mission.
  • Must have the ability to secure the Property and Casualty Adjusters license within 6 months of employment.

Houston, TX

Combined Insurance

There are hundreds of insurance companies for you to consider when searching for an insurance career, so why should you choose Combined Insurance? A position with Combined Insurance is much more than just an insurance job - we believe it is the opportunity of a lifetime.

We're a leader in the supplemental insurance industry with a rich history, a solid financial base and a bright future ahead of us. We offer exciting insurance careers with unlimited potential for growth and a merit-based system of advancement.

Become an Agent

As we continue to grow, we are looking for successful people to become Combined Insurance sales agents. Talented people in our sales force help us maintain our position as an industry leader in supplemental insurance.

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Field Management and Support Careers

Our field managers and support staff are a crucial part of the success of Combined Insurance. These key people help train and manage our agents to be the best they can be, focus on creating and maintaining relationships with businesses and their employees and assist our in-field staff with support from the home office.

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Corporate Careers

Our growth also means we need quality people behind the scenes, in our corporate offices, to serve both our customers and our sales force. There is a variety of exciting insurance career opportunities in our corporate offices to explore.

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