Consumer Credit Review Specialist - Military Veterans
at GM Financial
Why GMF?
GM Financial International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of the international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences and national requirements in local markets. Latin American country operations include Brazil, Chile, Colombia, Mexico, and Peru.
About the role
The Consumer Credit Review Specialist is responsible for Conducting monthly sample reviews and targeted reviews for Chile and Colombia of the entire origination of underwriting, purchase and credit risk process to identify improvement opportunities and trends related to Fraud control, credit risk policy, portfolio, originations and can communicate them. The Credit Review Specialist will work with the Credit Review Manager to strengthen the oversee ecosystem that drives strong credit risk management at GMF.
What you need
- Competency with credit system (e.g., CRT, SRS, Neurotech, ELS, total Check etc)
- Strong analytical and problem solving skills
- Ability to proactively identify improvement opportunities
- Ability to provide recommendations based on findings
- Detailed oriented
- Ability to design and execute quality control plans.
- Ability to document clearly and accurately.
- Ability to work in a team and effective communication.
- Leadership and high planning skills
- Strong organizational and time management skills, with the ability to prioritize and manage multiple tasks simultaneously.
- English Required
- Knowledge in Power BI, SAS (Desirable), Microsoft Office
What you will be doing
- Communicate and analyze significant issues or findings, trends or concerns immediately to the Credit Review Manager and AVP.
- Conduct specific reviews on a set cadence and follow up with local credit reviews in each country and support all ad hoc initiatives.
- Focus on quality of credit decision and support consumer risk activities (e.g., policy review process) through independent evaluation and feedback
- Perform targeted reviews based on interviews with stakeholders or insights from monitoring reports and policy changes
- Build effective working relationships with diverse stakeholders
- Design and Perform according to your technological expertise, technical tools to simplify the audit
- Perform other duties as assigned
- Conform with all company policies and Procedures for Chile and Colombia
What we offer
At GM Financial, we want you to be the most authentic version of yourself. We care about your work-life balance by scheduling wellness and integration activities, where you will strengthen your relationships with your colleagues and contribute to the development and well-being of your community, while offering you a competitive salary and benefits.
Some of our global benefits include extended maternity and paternity leave, personal days and community investment hours.
Colombia: Additional benefits include health care, life insurance, employee fund and funeral services, among others.
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Disclaimer
Colombia - GM Financial is an Equal Opportunity Employer and is committed to diversity and inclusion at every level of our organization. We do not discriminate against any applicant or employee based on race, color, age, gender, marital status, national origin, religion, sexual orientation, gender identity, disability, or any other that undermines human dignity and aims to nullify or impair people's rights and freedoms.
Bogotá, Cundinamarca
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America and Asia. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
OUR BUSINESS & OUR HISTORY
GM Financial was founded as AmeriCredit in September 1992 and opened its first branch office in Fort Worth, Texas. On October 1, 2010, AmeriCredit Corp. was acquired by General Motors Company and renamed General Motors Financial Company, Inc. (GM Financial). In 2011, GM Financial acquired FinanciaLinx to serve GM dealers and customers throughout Canada. In November 2012, GM Financial announced the acquisition of Ally Financial Inc.’s international operations. The majority of those acquisitions were finalized in 2013, with the remaining market, a 35 percent equity interest in a joint venture in China, acquired in January 2015. In October 2017, GM Financial completed the sale of its European financial subsidiaries and branches as part of General Motors’ sale of the Opel and Vauxhall businesses to Peugeot S.A.
GM Financial provides auto finance solutions to 14,000 dealers worldwide, with earning assets of $93 billion at September 30, 2018.
CORPORATE GOVERNANCE
GM Financial's success is largely dependent on building strong, lasting relationships with our dealers and the consumer customers that we serve. This is why we are committed to providing best-in-class customer service, while promoting open, honest communication at all levels.
Our executive team and all employees must adhere to GM Financial's Code of Business Conduct and Ethics. Our Code outlines the principles by which all team members conduct business with customers, vendors and each other. These principles apply to all GM Financial team members and affiliates and although it does not cover every issue that may arise, the Code provides guidelines for all employees in regard to their business conduct.
For a deeper understanding of expectations and guidelines set forth for the entire GM Financial team, please review GM Financial's Code of Business Conduct and Ethics policies below.