Senior Underwriter, Environmental - Military Veterans
at Combined Insurance
The Environmental Team is currently seeking a Senior Underwriter whose primary responsibility is to underwrite individual risks through a demonstration of the following skills and abilities:
- Fundamentals of coverage, terms and conditions. Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.
- Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses.
- Financial proficiency. Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk.
- Marketing and Communications. Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Ability to base communications on strategic thinking. Ability to manage producer strategy.
- Systems and programs. Ability to use systems and software programs needed to conduct daily business.
Duties may include but are not limited to:
- Work collaboratively with Regional Manager, Underwriting Team and other unit and region colleagues
- Execute regional marketing and sales strategies including prospecting, cross sell and upsell initiatives
- Local and regional agency and broker visitations/travel
- Solicit new and renewal submissions from brokers
- Determine terms, conditions and pricing using approved rating plans, underwriting guidelines and authority structures
- Adhere to all underwriting standards and guidelines as outlined by the Division including all applicable Underwriting Guidelines, Authorities and Position Papers
- Bind coverage and adhere to guidelines for accurate and timely policy issuance, accurate premium booking and billing, manuscript form and endorsement processes, and file construction and documentation
- Documents the underwriting files thoroughly and accurately
MINIMUM REQUIREMENTS
- 1-3 years underwriting or related environmental experience (broking, consulting, engineering, etc.)
- Bachelor's degree
- Knowledge of insurance industry
- Knowledge of underwriting concepts, practices, and procedures
- Proficient oral and written communication skills
- Microsoft Word, Excel, and Outlook
- Internet usage
Houston, TX
There are hundreds of insurance companies for you to consider when searching for an insurance career, so why should you choose Combined Insurance? A position with Combined Insurance is much more than just an insurance job - we believe it is the opportunity of a lifetime.
We're a leader in the supplemental insurance industry with a rich history, a solid financial base and a bright future ahead of us. We offer exciting insurance careers with unlimited potential for growth and a merit-based system of advancement.
Become an AgentAs we continue to grow, we are looking for successful people to become Combined Insurance sales agents. Talented people in our sales force help us maintain our position as an industry leader in supplemental insurance.
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Field Management and Support CareersOur field managers and support staff are a crucial part of the success of Combined Insurance. These key people help train and manage our agents to be the best they can be, focus on creating and maintaining relationships with businesses and their employees and assist our in-field staff with support from the home office.
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Corporate CareersOur growth also means we need quality people behind the scenes, in our corporate offices, to serve both our customers and our sales force. There is a variety of exciting insurance career opportunities in our corporate offices to explore.
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