Executive Underwriter, Financial Lines - Military Veterans
at Combined Insurance
The Executive Underwriter's primary responsibility is to underwrite individual risks of public companies to provide Director & Officers Liability, Employment Practices Liability, Fiduciary Liability, and other insurances. The individual will underwrite risks through a demonstration of the following skills and abilities:
- Fundamentals of coverage, terms, and conditions
- Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the customer's needs.
- Risk Assessment
- Ability to identify risk exposures, special or common hazards, and appropriate controls.
- Ability to select risk based on exposure and risk analysis.
- Conduct exploratory research into customers' operations and industries. Ability to analyze claims and quantify losses.
- Financial proficiency
- Understanding of financial statements and ratios used in risk analysis.
- Understanding insurance financial fundamentals and the impact of underwriting decisions on company assets.
- Ability to understand credit risks, including credit metrics and debt covenants.
- Marketing and Communications
- Ability to sell and negotiate to achieve bottom-line profitability for the Company.
- Ability to make presentations and communicate articulately.
- Ability to base communications on strategic thinking.
- Ability to manage producer strategy.
- Systems and programs
- Ability to use systems and software programs needed to conduct daily business.
- Solicits new and renewal submissions from brokers
- Determines terms and conditions and complex rating plans Binds coverage
- Documents the underwriting files
- Handles more complex files and portfolios within underwriting authority
- Develops current and new relationships with local brokers
- Knowledge of the insurance industry
- Proven broker relationships
- Knowledge of underwriting concepts, practices, and procedures
- Microsoft Word, Excel, and Outlook
- Oral and written communication skills
- Negotiation and marketing skills
- 5-7 years of Underwriting experience or related experience
- College Degree or related experience
Boston, MA
There are hundreds of insurance companies for you to consider when searching for an insurance career, so why should you choose Combined Insurance? A position with Combined Insurance is much more than just an insurance job - we believe it is the opportunity of a lifetime.
We're a leader in the supplemental insurance industry with a rich history, a solid financial base and a bright future ahead of us. We offer exciting insurance careers with unlimited potential for growth and a merit-based system of advancement.
Become an AgentAs we continue to grow, we are looking for successful people to become Combined Insurance sales agents. Talented people in our sales force help us maintain our position as an industry leader in supplemental insurance.
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Field Management and Support CareersOur field managers and support staff are a crucial part of the success of Combined Insurance. These key people help train and manage our agents to be the best they can be, focus on creating and maintaining relationships with businesses and their employees and assist our in-field staff with support from the home office.
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Corporate CareersOur growth also means we need quality people behind the scenes, in our corporate offices, to serve both our customers and our sales force. There is a variety of exciting insurance career opportunities in our corporate offices to explore.
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