Senior Lender - SVP - Military Veterans
at Flagstar
Job Description Summary:
The Senior Lender - SVP interacts with Private Client Groups and their prospects and clients in the development of complex personal and business loans.
Job Description:
JOB DUTIES
Interviews applicants to request specified information for loan applications.
Recommends requests that exceed credit quality to Portfolio Management Team Leader - SVP.
Notifies Portfolio Management Team Leader - SVP immediately of any credit quality issues within portfolio.
Reviews financial reports submitted by clients to monitor compliance.
Ensures loan agreements are complete and accurate according to policy and comply with approval.
Reviews daily referrals for overdrafts and unavailable funds from financial center and private client groups.
Maintains database and monitors performance of loans.
Works closely with outside counsel for documentation on loan transactions.
Seeks opportunities outside the bank to develop prospects for loans.
QUALIFICATIONS:
Minimum 8 years commercial lending at leading money center bank
Formal Credit Training required.
Bachelor's degree in business or related field highly preferred
Prior management experience
Thorough knowledge of lending to individuals/businesses
Knowledge of Analyzing financial statements, cash flow analysis, financial ratios
Garden City, NY
On December 1, 2022, New York Community Bank (NYCB) and Flagstar Bank joined together to become one company. Today, New York Community Bancorp, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The company is headquartered in Hicksville, New York, with regional headquarters in Troy, Michigan. The combined company has assets of nearly $90 billion.
Together, we operate almost 390 branches across 10 states, including strong footholds in the Northeast and Midwest with exposure to high growth markets in the Southeast and on the West Coast. Its Flagstar Mortgage Division operates a national residential mortgage business through more than 80 retail home lending offices and a wholesale network of 3,000 third-party mortgage originators. We believe in cultivating a diverse, inclusive, and respectful workplace that engages employees, broadens perspectives, and encourages teamwork. We hire people who represent the talents, experiences, backgrounds, and diversity of the communities we serve.
Together our goal is to deliver a new energy in banking to our customers, opening new doors for financial and personal success. Customers will have access to a broad spectrum of technology, products and services—all with a shared customer-first approach. Relationships are at the center of all that we do, enhanced by our commitment to delivering local market expertise, personalized solutions, and a long-standing focus on strengthening our communities.