Auto Claims Specialist - Military Veterans
at Combined Insurance
The Auto Claims Specialist is responsible for handling and managing complex coverage, liability investigations, and settlement negotiations for 1 st and 3 rd party auto claims. They will analyze first reports, contact insured/claimants promptly, and evaluate contract language to identify coverage issues. The specialist will develop and maintain accurate and timely investigation and loss analysis, establish reserves, and recognize and pursue recovery. They will adhere to statutory and regulatory fair claims practices and identify potential fraudulent claims. The specialist will also manage the use, work product, and expenses of outside vendors, evaluate claim facts, and negotiate claim settlements. They will serve as a technical resource to lesser experienced adjusters and contribute to the team's goals and objectives.
We are seeking candidate in Phoenix, AZ and Chesapeake, VA. This is a hybrid 3/2 schedule, 3 days working in the office 2 days working from home.
RESPONSIBILITIES:
- Analyze first reports and promptly contact insured/claimants
- Effectively evaluate contract language and identify coverage issues
- Develop the file to provide accurate and timely investigation and loss analysis
- Maintain an active file diary to move the file toward resolution
- Establish accurate and timely reserves
- Recognize and pursue recovery
- Adhere to all statutory and regulatory fair claims practices
- Recognize and identify potential fraudulent claims
- Manage the use, work product, and expenses of outside vendors
- Evaluate claim facts and negotiate claim settlements
- Develop and maintain strong business relationships with internal and external customers
- Serve as a technical resource to lesser experienced adjusters
- Contribute to the development and delivery of the team's goals, objectives, and results
- Support workload surges and/or Catastrophe Operations as needed, including working overtime during designated CATs.
KNOWLEDGE, SKILLS & ABILITIES:
- Full knowledge of insurance contracts, investigation techniques, legal requirements, and insurance regulations
- Ability to work effectively in teams and with a wide variety of people
- Aptitude for evaluating, analyzing, and interpreting information
- Excellent skills in customer service, investigation techniques, organization, time management, multitasking, verbal and written communication, negotiation, and reserving
- Innovative thinking
- 3-4 years of auto claims adjusting experience required
- Commercial auto claims experience is a plus but not a requirement
- Bachelor's degree or equivalent experience required
- If you do not already have one, you will be required to obtain an applicable resident or designated home state adjusters license and possibly additional state licensure.
Chesapeake, VA
There are hundreds of insurance companies for you to consider when searching for an insurance career, so why should you choose Combined Insurance? A position with Combined Insurance is much more than just an insurance job - we believe it is the opportunity of a lifetime.
We're a leader in the supplemental insurance industry with a rich history, a solid financial base and a bright future ahead of us. We offer exciting insurance careers with unlimited potential for growth and a merit-based system of advancement.
Become an AgentAs we continue to grow, we are looking for successful people to become Combined Insurance sales agents. Talented people in our sales force help us maintain our position as an industry leader in supplemental insurance.
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Field Management and Support CareersOur field managers and support staff are a crucial part of the success of Combined Insurance. These key people help train and manage our agents to be the best they can be, focus on creating and maintaining relationships with businesses and their employees and assist our in-field staff with support from the home office.
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Corporate CareersOur growth also means we need quality people behind the scenes, in our corporate offices, to serve both our customers and our sales force. There is a variety of exciting insurance career opportunities in our corporate offices to explore.
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